SIP Calculator (Monthly Compounding)

SIP Calculator

Monthly Investment Amount (₹)

Investment Duration (Years)

Expected Annual Return (%)

Adjust for Inflation ?

Summary

Growth Chart

How SIP is Calculated?

The SIP (Systematic Investment Plan) works on the principle of monthly compounding. Each month’s investment earns interest, which keeps compounding until the end of the investment period.

FV = P × [ ( (1 + r)ⁿ – 1 ) / r ] × (1 + r)

Where:
FV = Future Value
P = Monthly Investment
r = Monthly Rate of Return (Annual Rate ÷ 12 ÷ 100)
n = Total Months (Years × 12)

Year-Wise Breakdown

Year	Invested Till Year (₹)	Interest This Year (₹)	Total Value (₹)